Your Health Benefits in a Nutshell

What does your Health Benefit plan include?

Members of the Ready Mix Benefit Plan have coverage for the following benefits:

A man is looking at a tablet while standing in front of a vehicle.

Life insurance (members only)
Accidental death and dismemberment (members only)
Dependent life insurance
Prescription drugs
Vision care
Paramedical practitioners
Short-term disability
Long-term disability
Orthopaedic shoes
Private duty nursing
Hearing aids
Dental expenses
Critical Illness
Hospital Cash
Members Assistance Plan

Critical Illness Booklet (PDF)

AD&D Booklet (PDF)

Counselling, Medical Second Opinion, Telemedicine and Online CBT Brochure (PDF)

Out of Country Travel Booklet (PDF)

Out Of Country Travel Card (PDF)

Member Benefits Information Booklet (PDF)

Forms

These forms are for submitting paper claims, applying for disability benefits, changing your banking information, updating an address, adding/changing a dependent, and assigning a beneficiary for your life insurance, among others.

You can submit your forms via email or fax, but they must have a wet (ink) signature to be processed. Electronic or digital signatures are not accepted at this time.

Administration Forms

Health Claim Forms

Disability Forms

Accessing your benefits

As a member of the Toronto Ready Mix Benefit Plan, you will be able to access your benefits by submitting claims for medical expenses incurred.
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You will be able to submit health claims electronically by logging into the Ellement App; however, some providers have the option to direct bill.

Go to the Ellement Web App

Member Portal

Update your contact information and banking details, check your eligibility for health benefits coverage, and review your hours reported by contributing employers.

Launching in 2025

Ellement App

Use the Ellement App to learn about your health coverage and submit and review the status of your claims.

Visit the Ellement App